Hauseit Blog | Tips for Buying, Selling and Renting in NY and FL

The Florida home insurance market is on the verge of collapse due to insurer bankruptcies and exits from the Florida market. Learn why.

Why Is Home Insurance So Expensive in Florida?

By Sonja Gosine, Spokesperson at Hauseit® / September 23, 2022

It's a common experience for homeowners in Florida to become shocked when they hear from their insurance company that their policy won't be renewed, or that the renewal rate will be multiples of what they paid the prior year. We'll [...]

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Pros of living in a doorman building in NYC include security and convenience. Cons include less privacy, added cost, more rules and potential conflict.

What Are the Pros and Cons of Living in a Doorman Building In NYC?

By Sonja Gosine, Spokesperson at Hauseit® / September 22, 2022

Pros: Security Convenience Problem resolution Better maintenance of common areas Cons: Higher carrying costs Less privacy Risk of conflict Onerous and selective rule enforcement

What Are the Pros and Cons of Living in a Doorman Building In NYC? Read More »

Title insurance in Florida is paid by the seller in most counties. Buyers usually pay in Miami-Dade, Broward, Sarasota and Collier Counties.

Who Pays for Title Insurance in Florida?

By Sonja Gosine, Spokesperson at Hauseit® / September 14, 2022

Title insurance in Florida is paid by the seller in most Florida counties with the exception of Miami-Dade, Broward, Sarasota and Collier Counties where the buyer usually pays. Who pays for title insurance and title issuance costs is always negotiable

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The Florida Documentary Stamp Tax is a closing cost levied both on deeds, paid by sellers, as well as on mortgages, paid by buyers.

What Is the Florida Documentary Stamp Tax?

By Sonja Gosine, Spokesperson at Hauseit® / September 11, 2022

The Florida Documentary Stamp Tax is a both buyer and seller closing cost in the state of Florida. The Florida Documentary Stamp Tax is levied both on deeds, customarily paid by sellers, as well as on mortgages, typically paid by

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There is a limit to how often you can sublet your rent stabilized apartment in NYC, and you cannot make a profit.

How to Legally Sublet a Rent Stabilized Apartment in NYC

By Sonja Gosine, Spokesperson at Hauseit® / September 6, 2022

It’s legal for you to sublet your rent stabilized apartment in NYC provided you adhere to specific rules and procedures. There is a limit to how often you can sublet, and you’re prohibited from charging the subletter more than what

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Tenants of unregulated, free-market apartments in NYC have several automatic rights and protections.

What Rights Do Free Market Tenants Have In NYC?

By Sonja Gosine, Spokesperson at Hauseit® / August 31, 2022

Tenants of unregulated, free-market apartments in NYC have several automatic rights and protections which we outline in this article. These include the rights to sublet and to have a roommate, limitations on the size of security deposits, protections under the

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Rent security deposits in NYC are capped at 1 month of rent. Landlords are required to return security deposits within 14 days of moving out.

NYC Rent Security Deposit Laws

By Sonja Gosine, Spokesperson at Hauseit® / August 31, 2022

Rent security deposits in NYC and in New York State are capped at one month of rent according to the Housing Stability and Tenant Protection Act of 2019. This limitation does not apply to seasonal rentals of 120 days or

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The warranty of habitability obligates your NYC landlord to keep your apartment safe, clean and fit for human habitation.

What Is the Warranty of Habitability in NYC Real Estate?

By Sonja Gosine, Spokesperson at Hauseit® / August 30, 2022

The warranty of habitability is a set of legal protections for renters in NYC which obligates your landlord to keep your apartment safe, clean and in a condition which is “fit for human habitation” at all times. These obligations also

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The SoHo Artist-in-Residence (A.I.R.) allows certified artists to live in former commercial buildings in SoHo and NoHo which were zoned for non-residential use.

What Is the SoHo Artist-In-Residence Law in NYC?

By Sonja Gosine, Spokesperson at Hauseit® / August 22, 2022

The SoHo Artist-in-Residence (A.I.R.) Law was enacted in 1971 to allow artists to legally live in former commercial buildings in SoHo and NoHo which were zoned for manufacturing. At the time, these neighborhoods were a haven for artists, but existing

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Rent stabilized NYC apartments offer tenants several protections including limitations on annual rent increases and the right to renew.

What is a Rent Stabilized Apartment in NYC Real Estate?

By Sonja Gosine, Spokesperson at Hauseit® / August 19, 2022

Rent stabilized NYC apartments offer tenants several protections including limitations on annual rent increases and the right to renew with few exceptions. Allowable annual rent increases for rent-stabilized units are set each year by the New York City Rent Guidelines

What is a Rent Stabilized Apartment in NYC Real Estate? Read More »