Buying in NYC Archives - Page 28 of 39

What is the debt-to-income ratio and how is it calculated for co-op apartments in NYC? Learn how to calculate the debt to income ratio (DTI) for a coop in New York City.

Co-op Debt to Income Ratio Requirement for NYC

By Sonja Gosine, Spokesperson at Hauseit® / September 10, 2018

Your debt-to-income ratio (DTI) is an important consideration when figuring out how much home you can afford in NYC. The DTI is especially important if you’re buying a co-op apartment, as most co-ops have deb to income ratio requirements which [...]

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How Much Mortgage Can I Qualify for in NYC?

By Sonja Gosine, Spokesperson at Hauseit® / September 6, 2018

The answer to how much mortgage can I qualify for in NYC depends on the amount of gross income you make, your anticipated housing expenses, your other credit payments, prevailing mortgage interest rates and the maximum Debt-to-Income ratio allowed. We’ll

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Is Buying an Apartment in NYC a Good Investment?

By Sonja Gosine, Spokesperson at Hauseit® / September 6, 2018

Is buying an apartment in NYC a good investment? There’s a common misconception among New Yorkers that buying an apartment in NYC is always a good investment. While buying the right apartment can offer you the prospect of a long-term

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Negotiating home price in NYC is more of an art than a science. It’s possible to negotiate on home price even after an accepted offer. Tops tips and more.

Tips for Negotiating Home Price in NYC

By Sonja Gosine, Spokesperson at Hauseit® / September 5, 2018

Negotiating home price in NYC is more of an art than a science. It’s possible to negotiate on home price even after an accepted offer. However, it gets much harder to negotiate on price once contracts have been signed. We’ll

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How much does it cost to buy an apartment in NYC? Learn how much money you need to buy a condo or co-op in NYC. Estimate your buyer closing costs and calculate how much NYC apartment you can afford.

What Are the Costs of Buying an Apartment in NYC?

By Sonja Gosine, Spokesperson at Hauseit® / September 4, 2018

What Are the Costs of Buying an Apartment in NYC? If you’re thinking about buying a condo or co-op in NYC, you may be wondering how much money is required to buy an apartment. The tangible costs of buying an

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Real Estate Negotiation Tips for Buyers in NYC

By Sonja Gosine, Spokesperson at Hauseit® / September 4, 2018

What are some real estate negotiation tips for buyers in NYC that work time and time again? We’ll go over some basic as well as advanced negotiating strategies for home buyers from our interviews with New York’s most experienced buy

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A gift letter is a common requirement when submitting an offer on a coop apartment in NYC. Download a sample NYC co-op gift letter and read our gift letter FAQ and instructions for NYC.

NYC Co-op Gift Letter | Template, FAQ and Instructions for Real Estate Gift Letters

By Sonja Gosine, Spokesperson at Hauseit® / August 30, 2018

A gift letter is a common requirement when submitting an offer on a co-op apartment in NYC. Although not all listing agents will ask for a gift letter as part of your offer documentation, it’s always a good idea to

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What are the steps for buying a home in NYC? What do you need to know for the home buying process in New York City? Beginner's Home Buying 101 Course.

Home Buying 101 for NYC

By Sonja Gosine, Spokesperson at Hauseit® / August 29, 2018

What are the main steps for buying a home in NYC? What do you need to know before embarking on the home buying process in New York City? The following Home Buying 101 course is free of charge and written

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Getting Help to Buy Homes in NYC

By Sonja Gosine, Spokesperson at Hauseit® / August 28, 2018

Should buyers seek help to buy homes in NYC? How complex is the NYC real estate market? Is exclusivity required to work with a buyer’s agent? We’ll discuss all this and more in the following in-depth guide on how to

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Is buying a second home in NYC a good idea? What are some pros and cons of buying a second home? Should you rent out your second home instead?

Guide to Buying a Second Home in NYC

By Sonja Gosine, Spokesperson at Hauseit® / August 24, 2018

Is buying a second home in NYC a good idea? What are some pros and cons of buying a second home? Should you rent out your second home instead of treating it as a personal residence? We’ll discuss all this

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